About Me
Get to know more about me, my background and what I do
Professional Objective
Self-motivated person with a flexible and positive attitude, aiming to learn and gain experience in a progressive organization. Looking for challenging and exciting opportunities that call upon my abilities and give a considerable degree of independence and responsibility.
Career Synopsis
- A result oriented professional with 10+ years of experience in Retail Valuation, APF, CRFG and Collateral Management
- An effective communicator with technical, reasoning and analytical skills
- Ability to support and sustain a positive work environment that fosters team performance with strong communications and relationship management skills
What I Do
My key areas of expertise and professional services
Collateral Management
Expert in managing collateral assessment and valuation processes with regulatory compliance
Technical Due Diligence
Comprehensive property evaluation and risk assessment for financial institutions
Team Leadership
Leading cross-functional teams and managing operational excellence initiatives
Process Optimization
Streamlining processes and implementing best practices for improved efficiency
Property Valuation
Accurate assessment of real estate market value through detailed analysis, expert insights, and industry benchmarks to support better decision-making.
Learning and Development
Customized training programs and skill-building solutions that empower individuals and teams to grow, innovate, and achieve lasting success.
Resume
My professional journey and educational background
Professional Experience
Senior Area Collateral Manager
Bajaj Housing Finance Limited
April 2023 - Present
- Ensure adherence to regulatory standards and company risk guidelines.
- Review, approve, and guide on high-value property technical reports.
- Coordinate with empanelled technical agencies, surveyors, and valuers pan-India.
- Lead and mentor zonal/regional technical managers across India.
- Monitor productivity, quality, and TATs of the technical team.
- Empanel and audit third-party technical valuers.
- Ensure cost-effective and quality technical assessments.
- Identify and mitigate risks related to property, construction quality, legal disputes, and structural stability.
- Work with credit and legal teams to address discrepancies.
- Leverage digital tools for report automation, GIS integration, and risk flagging.
- Conduct periodic training for field teams on construction quality checks and technical norms.
- Coordinate with government authorities for land, layout, and zoning compliances.
- Ensure compliance with RERA and local construction norms.
Technical Manager
ICICI Bank
Sep 2015 - March 2023
- Ensuring compliance with technical norms or the area in line with those set out as per the process.
- Technical due diligence of property to be funded or mortgaged.
- Checking and validating valuation report given by valuation agencies.
- Timely collection and updating the amendments in development control regulations affecting real estate sector.
- Coordination with Vendor’s, Government Bodies/Authorities and other stakeholders.
- Maintaining monthly APF MIS.
- Monthly agency billing & agency feedback.
- Creation of New and Subsequent Construction Funding Report.
- Handling all products (I.E. BLG, SMEAG, RIBG, HL, NON-HL, Educational Loan, etc.).
- Regular Site Visit for Retail and APF cases.
- Handling location Gurgaon, Rewari, Bhiwadi, Sohna, Farukhnagar and spoke locations.
- Maintain MIS for blacklisted and caution developer.
- Work on productivity (i.e. TAT, Lat-Long and Quality, etc.).
- Agency report audit.
- Focus to give valuation of property with required documents.
- Resolving document query with engaging sales team, applicant and market feedback.
- Empanelment of new vendors for spoke location.
- Taking interviews for Technical Admin & Technical Officer profile.
- Create healthy environment between sales team & Technical team.
- Participate in creation of software testing of PAS & Ilens portal.
- Conducting training sessions for new joined employees.
- Handling Gurgaon hub with total manpower of 6 technical officers, 4 Technical Admin and 15 Vendors.
- Handling monthly average 1200 cases including APF & Retail.
Site Engineer
A&T Engineering Pvt Ltd
Jun 2015 - Aug 2015
- Construction, handling and installation of Re-Wall in project named as Pioneer Park, Sector-62, Gurugram.
- Preparation of drawing, reports and specification.
- Maintain Daily Project Report.
- Analysis, review and implementation of designed plan and drawing.
- Production of good quality of Re-Wall by all safety check.
Education
Skills
My professional competencies and skill levels
Management Skills
Technical Skills
Soft Skills
Achievements
Recognition and accomplishments throughout my career
Get In Touch
Let's discuss opportunities and collaborate on projects